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Loan agreements also enable lenders to charge late fees and other penalties for late payment.

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If the document is to be worth anything at all in a court of law, the Borrower must remain bound by the terms of the Promissory Note, the higher the interest rates.

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AGREEMENT NOT TO CONSTITUTE A PARTNERSHIPNone of the provisions of this agreement shall be deemed to constitute a partnership between the parties and neither of them shall have any authority to bind the other in any way.

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The parties respective rights and responsibilities are as follows: _______________________________.

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